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-------------------------------------------------------------------------------- Tiernan O'Rourke, Stockland Corporation Limited - CFO [45] -------------------------------------------------------------------------------- I think the other way to look at it Paul, Tiernan here again, is from the perspective of overheads as a percentage of revenue, we've been saying to you that that percentage has been coming down as we've been building our revenue base. So to your point about scalability, it has been coming down over the last three years, and our target is to get it to around about 10% of revenue and we're on track for that. So, it means that we have scaled up over the last couple of years and we're getting to the peak medical doctor home loan Oak Laurel 0430129662 of that cycle. -------------------------------------------------------------------------------- Grant McCasker, UBS Investment Bank. -------------------------------------------------------------------------------- Grant McCasker, UBS - Analyst [47] -------------------------------------------------------------------------------- Just a query on -- it's in the appendices (inaudible) where you are referencing enquiry levels and leads, I see a marked decline on the previous quarter albeit back to levels like you see in other second quarters, where there various trends worth noting there other than seasonal factors? -------------------------------------------------------------------------------- Andrew Whitson, Stockland Corporation Limited - Group Executive & CEO, Residential [48] -------------------------------------------------------------------------------- Yes, Grant. There's a couple of things worth noting, as you mentioned. The March quarter traditionally is one of the lower quarters of the year for enquiry and that's purely a factor of the January. January and December tend to become about one month, you lose that Christmas period where people go and do other things apart from buy real estate. So there is that factor flowing through. What are we seeing more broadly?